"Sis, can I ask you a question?"
"Yes sure, just keep it simple"
"Crazy!"
"What is it?"
"Do you think I should resign now from my work?"
To you this may be just a simple conversation, but this happens to be my chat conversation with my brother just a few minutes back. And this really brought me to tears! I was very touched that he even thought of asking me this. He is in the Philippines and I am here in Dubai, we only talk over the phone, or usually chat in our facebook accounts, or using this yahoo messenger chat. But for the last 30 years that I have known him (I'm older by two years), this is the only time that I can recall that we talked seriously about work or about anything for that matter.
Thank God for the learnings that I have been acquiring and absorbing from my mentor Bo (Sanchez), and from all the books that I have been reading about financial literacy, I was able to impart to my brother the wise advise that any wise sister (ahem ahem!) should give.
If ever he have asked me that question early last year, I would have said "If you are not happy anymore and if you think you are not progressive as before, then by all means resign! You may still find another job elsewhere, or better yet go work abroad like me! Anyway, mama is there to provide for you". Because I have the history of not staying long in my previous companies, if I'm not happy anymore, I would just pack my things and resign. Leaving me with nothing and starting all over again to look for another job. Without any savings either! I was crazy then. Totally.
But that is not the case now (whew!) I asked him the reason why he is contemplating on doing that - he has been working with that company for almost 10 years now. He said that he just sometimes don't feel like going to work and he doesn't like the new management. By the way, he is still single so I guess he thinks that it will be just so easy to decide on those things. Being a good sister with financial literacy (I am claiming it now even though I am still a neophyte on this) I told him this:
I asked him what is his plan if ever he decided to go through the resignation. He told me that he is thinking of taking up masteral or look for another job. Okay, I said, so if ever you decided on choosing either of the two, what you should have is an allowance that would sustain you for 3 to 6 months of being unemployed. That is to keep up with his expenses for the time being. I think he only have a small amount now. So I said if you really want to leave your current employer, start looking for another job. Make sure that you have a new job offer before leaving the previous one. And start investing on your future I said, start thinking of your retirement - invest in stocks. I have been telling him that for the past 7 months now actually.
After our short conversation, he said "Thanks Ate. I love you! I will start investing now."
Wow! He made me cry again! My heart is very happy because this is what I wanted to happen. I want me and my husband to have financial freedom and along the way I want my siblings, relatives, and friends to come to know about financial freedom also. It's like "paying it forward". I am learning so much form my mentors, and I want to share to my loved ones what I have learned also. So everybody will be happy and free! In these times, I am very glad that I had the paradigm shift.